Dog Toys

  Dog toys are often hard to pick out.  Now they have gotten so expensive that you really have to find something that lasts.  There are plenty of toys for the babies out there. Here are a few I have found for my bubby.       Just trying to save my 2 cents.

Saving on Shoes

On this I have to admit, You get what you pay for.  There are many ways to save still though.  Lets say a pair of Nikes, or adidas are listed at $79.00.  That would be retail.  You can go to a outlet store and save incredibly.  There are a few brands I recomend.  Nike's seem to last at least a year.  Timberland's last a while.  Adidas has always been a favorite.  Lets not leave out New Balance.  These are some of the best brands out there.  In this particular case shoes need to be comfortable, durable, and affordable.  Just trying to save my 2 cents.  Here are some great deals.     

Water Savings

   There are plenty of things you can do to save on that water bill.  One of which is you can simply check your toilets.  Almost all toilets run.  You may hear it late at night.  You are not supposed to hear it filling back up if no one has used it.  90% of the time it is your fluid master.  It is a quick and easy fix.  That is the tall thing in the back of your toilet under the lid.  There are a number of choices.  These are some of the best deals I have found.  Just trying to save my 2 cents.
 

savin on music

  Music is probably where we spend a lot of money.  I know my family does.  Now cd's are out and mp3's and ring tones are in.  It can get very costly buying ring tones and downloading music from the internet.  The cheapest way I have found to buy them is in packs.  Ring tones are .99 cents a peace.  For ex. if you are into the 80's this is a much cheaper way to go.  Just trying to save my 2 cents
 

Saving On Electric BIlls

  Everyone has to pay bills.  This is life, however there are ways to save almost 50% on your electric.  The first and best way is to put a timer on your hot water heater.  Set it to cut off on the hours you sleep or are not gonna be using hot water.  That alone will save you over 40% on your electric bill.  You can order this inexpensive timer and watch the money you put back in your pocket.  Just trying to save my 2 cents.

And the savings keep coming

Lets talk about coffee.  A cup at the store will run you upwards of $2 bucks and we all know one cup is not enough.  So you could be spending around $20 bucks a week on just coffee at the store.  Now if you just make your coffee at home that would amount to quite a lot of savings in a years time.  Money back in your pocket.  Want to save more? Buy a coffee bean grinder and buy your coffee much cheaper and get a lot more choices and much better quality.  For one it is always freshest when first ground.  If you cut the middle man out you are saving quite a bit.  Now you can even buy a coffee maker with a timer to cut on and have it ready when you wake up.  Talk about convenience.  I would not have it any other way in my house.  Just saving my 2 cents.

Home Health Deals/Home Remedies

  Most people don't know that buy taking fish oil pills everyday that they are reducing the threat of arthritis as it helps to lubricate joints and is beneficial to arteries.  There have been extensive studies on Fish Oil and the medical reaction to the body over time.  I believe it an also be linked to lowering cholesterol and reducing heart disease.  Fish Oil is affordable and can be bought over the counter.  Just home health for thought. Also just saving my 2 cents in the long run

Home remedy for putting money back in your pocket

   One major way to save money is to quit buying bottled water.  It is free out of the tap.  Why pay a water bill and still buy water prebottled.  By buying water per bottle you spend an average of $4.00 per day.  So in a weeks time you spend $30.00.  In a months time over $100.00 dollars.  That is 3 months of water bills.  Now how to save.  First don't throw out those old bottles.  You will need them.  And have already payed for them.Next Buy a water filter.  They vary in all kinds.  The best purifier I have found is the (PUR-CRF-950Z 2 STAGE WATER PITCHER.)   This thing is amazing.  The water comes out tasting better than any bottled water, then again it may be the sweet taste of savings.  You be the judge.  Just saving my 2 cents.

Get More Miles For your Gallons

    The best way I have found to save money on gas is to shop smart.  Almost every grocery store has a gas pump now.  Most all of these stores offer very good deals.  One of which is fuel bucks.  The more you shop at there store using your value card or members card it keeps up with a points system.  Usually when you reach 50 points or spend about $75.00 you can use your card at the pump and usually save 15 cents on every gallon of gas you put in.  That is a great deal, but wait it usually gets better and this one does to.  Theses same stores also usually offer a fun friday of some sort where the price of high grade gas is the same price as mid-grade.  Now if you save your points and use them on these days you can get the high grade gas at Mid-grade prices and then you use your card and you will get high-grade gas at or bellow Regular-grade gas prices.  That will say a lot for any ones bottom line.  Just saving my 2 cents

Saving money on purchases

   I have done a little research and you the consumer can save a lot of money shopping online.  I have found some great deals like this kindle.  If you go and buy this at the store you will about $180 after taxes.  If you buy it here you will save about $35 dollars and never have to leave your house.  There are some other great deals like these;Sigh No More a great source for music at a great price, and Star Wars: The Complete Saga (Episodes I-VI) [Blu-ray]. This Star Wars set is over $170 bucks at local retail stores.  It lists here for $89.99.  What a steal.  These are just a couple of smart shopping items I have found. 
You can follow me on twitter or blog for more great deals.  They are hard to find but from time to time I come up on them.

Dinar Investment News

It appears that The Government is having difficulties getting established.  They still have not appointed the heads of the last 3 ministries.  This in concern with the people rioting in the streets, and eating out of dumpsters can not be good.  One would think with all the heads of gov. over there they would be able to figure this thing out.  Now they are talking about postponing the naming of the heads of ministries until after the arab summit.  That can not reflect good on them with the Iraqi people.  The summit will be hosted by the Iraqi (GOI).  So how will all of this look to the other nations with people eating trash and rioting.   I would think that they would want to R/V and atleast save face and help there own people out.  As I believe the R/V will not completely solve all of the problems such as electricity, and water, I do believe it would atleast allow the Iraqi people to eat.  It seems that the governments problems are all selfish ones.  They are over there arguing over which ministers will get how much in pay.  Well those ministers get to go home and eat well.  The people as a whole are starving and by there own display of rioting I would say they have had enough.  Hopefully the people of Iraq will put the pressure on the government to atleast R/V instead of doing nothing.  My thoughts.

Saving Money as a Smoker

    We all know that smoking is horrible for us.  We do it anyway.  Well if we are going to do it anyway then why not put money back in your pocket in a big way.  I am talking about making you own cigarettes. Not like in the old days when you had to roll your own with no filter.  I am talking about buying premade cigarette tubes with filters.  The box of 200 tubes cost about $2.50 that covers a cartons worth.  Now you must buy a sliding machine. Cost about $3.00.  You only have to buy that once.  Then you can buy a range of tobaccos.  They have everything from full flavor to light tobacco.  If you buy the big bag it costs about $15.00.  The big bag of tobacco will roll about 3 cartons worth.  They also offer a smaller bag that is half the price and will roll about 2 cartons.  I have found it takes about 10 minutes to roll a pack of cigarettes.  I usually do it when I am watching t.v.  With a carton of cigarettes costing almost $50 bucks I have saved several hundreds of dollars over the past 3 months.  The best part is you do not have to sacrifice quality.  The rolled cigarettes that I have given to my friends converted them immediately.  Then I told them how much money they would save.  Just trying to put a few bucks back in your pocket.  P.S. It is also a way for you to control how much you smoke for people trying to quit.

Shopping in the Smokies

   Shopping in the Smokies is second to none.  There are so many malls to choose from.  The most widely known shopping center is The Tanger Outlet Center.  It has every outlet store known, and also provides many of the best deals around.  Millions come to the smokies every year just for the shopping.  The views and deals are just a bonus.  If you are planning a trip to the smokies I highly suggest a visit to the Tanger Outlet Center. 
    Another great find is the small shops in Gatlinburg, Tn.  You can find great nostalgia in these shops.  Often times You are able to talk these shops down from there already low prices.  Check the China Bazzar. There you will find everything from t-shirts to swords and every kind of knife one could think of.  There are plenty of places to get great stuff in the smokies at great deals.  These are just a few places where you can get quality name brand items at super discounted rates.  Any way to save a dollar I always say. 

Staying In The Smoky Mountains Hotel vs. Chalet (rental home)

   When vacationing these days everyone wants the most for their money.  The most costly part of a vacation is the where you and your loved ones will stay.  There are plenty of hotels with bare minimum furnishings and people in the room right next to you that you don't even know. (Scary).  Well there are alternatives.  One of which is renting a CHALET.  A chalet is a home, log cabin, what have you that is rented by the night.  They range in size and design.  They are real homes that individuals own and rent to the public for a more private and in my opinion safer means of vacationing.  They provide all the amenities of home and the kitchen sink. There are rental programs out there that advertise and rent these chalets to the public.  Most are very reputable.  Some are not.  What I mean by that is the infamous service after the sale.  You can do your own research and I suggest reading guest reviews.  Now there will always be some bad reviews, but if you see a trend in the reviews then you can pretty much read between the lines. 
    The costs are often times cheaper than hotels or very comparable.  Usually Chalets rent from $89 a night to $1500 a night.  You should be able to a 2 bedroom for around $100 bucks a night.  It will very due to season like any hotel, but why not get the most for your money.

Home Remedies and Supplements/Midol

   One supplement or pain reducer is Midol.  Midol is widely known to ease cramps and bloating.  One other effect not advertised is the ease of  headaches and the energy you get from (1) MIdol.  Midol is a excellent choice for energy if used as directed. In no way should you use this specifically for energy, but from my personal use of the product I find that it relieves soar muscles, headaches, and gives me energy that I would put up against any energy drink on the market, and Midol is much more affordable and no bad feeling afterwords.  Plus I would say it is way less detrimental to your health to take one or two midol a day than one or two energy drinks.

Home Remedies /Fish Oil

  Fish Oil is a widely researched supplement.  It's benefits range from easing arthritis to preventing heart disease.  Fish Oil acts as a type of lubricant for your body.  It lubricates your joints for ease of movement and lubricates your arteries for less restrictive blood flow.  This in turn takes stress off of your heart and will lower blood pressure.  There are a lot pros for implementing fish oil into your daily supplement plan.  You can find fish oil all most anywhere.  It is sold over the counter and there are a lot of different brands.  One must choose which is best suited for there personal situation. 

Iraqi Dinar investment or gamble

  The Iraq Dinar Investment is a speculative one.  Right now there is plenty of speculation to go around.  The first rule to remember in any investment is to never invest more than you can afford to loose.  With that said the dinar is a special type of investment one that is looking more lucrative than speculative these days.  Right now you can buy 1170 dinar per every 1= us dollar.  There are registered dealers out there which you can google.  You must be careful as there are people out there that will take your money in a scam so check everything out before buying anything.  The dinar is expected to gain a high value once the Iraq government is completed and their currency becomes globally traded and accepted into the world markets.  You can check out Dinar Trade and there a few other places to purchase this currency as well.  Some projections of the return on investment are around 3.22 to 6.18 (iqd) to 1 (usd).  It is a very interesting investment.

Home Remedies

  One preventative maintenance home remedy is to take a baby asprin everyday.  According to my studies (1) baby asprin per day will significantly reduce the threat of heart disease or heart attack.  May help to relieve headaches and basic aches and pains. So many health benefits for just one little pill a day.  Very affordable and can be bought over the counter.